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July 10, 2009
Owner Will Carry
Owner will carry is a becoming a popular way to finance the purchase of real estate. With the current credit crunch, many sellers are now offering to finance all or a portion of the purchase price in order to attract buyers. Also referred to as seller carry back, this type of financing is beneficial to both buyers and sellers.
Sellers who offer owner will carry financing open the doors to more buyers. Since many people are unable to qualify for a traditional mortgage loan, seller carry back provides buyers with the opportunity to purchase property without obtaining funding through a bank.
Real Estate Investing article on "Owner Will Carry"
July 06, 2009
Short Sales Homes
'Short sales homes' has become the buzzword of the day within the real estate arena. Word has gotten out that borrowers who have fallen behind in their mortgage payments can sell their house for less than they owe and walk away scott-free. Sounds great, but it's not 100-percent true.
Short sales homes are sold for less than borrowers owe on their mortgage note. But, the process is no walk in the park. Most banks want evidence there is a buyer in place before they will even discuss the option of short selling property. It is not easy to locate a realtor willing to tackle a short sale.
Real Estate Investing article on "Short Sales Homes"
June 26, 2009
Short Sale Foreclosure
Short sale foreclosure properties include residential homes, commercial buildings or raw land that has been returned to the bank because the property owner became delinquent on their mortgage note.
Short sale foreclosure is also an option given to borrowers allowing them to sell their property for less than they owe on their mortgage loan. Short sales can be a saving grace to borrowers unable to refinance or obtain a loan modification. The process generally takes four o six months to complete, but allows the borrower to walk away from their home without owing further monies.
Real Estate Investing article on "Short Sale Foreclosure"
June 13, 2009
Bank Short Sale
A bank short sale refers to real estate that is either in foreclosure or has been returned to the bank. With the massive influx of foreclosure real estate, many mortgage lenders are beginning to engage in short sales to avoid the expense of the foreclosure process.
Bank short sale properties can consist of single family homes, condominiums, mobile homes, manufactured homes, commercial real estate or vacant land. When borrowers become delinquent on their mortgage note and unable to fulfill their financial obligation, lenders might allow them to engage in a short sale.
Real Estate Investing article on "Bank Short Sale"
April 18, 2009
Cash Fast Offers
Cash fast offers is exactly what it sounds like - an offer of fast cash for your real estate. People need to sell real estate quickly for a variety of reasons. Unfortunately, the most common reason is to avoid foreclosure. Although the government is implementing strategies to assist distressed homeowners, many will not qualify for help.
Cash fast offers can be a saving grace for individuals involved in short sale transactions. Due to the explosion of foreclosures some lenders agree to accept less than is owed on the mortgage note if the borrower can find a buyer in a short period of time.
Real Estate Investing article on "Cash Fast Offers"
April 10, 2009
Investors Who Buy Homes
Investors who buy homes range from the average Joe to real estate gurus such as Donald Trump. Their reasons for buying houses are as varied as their personalities. Some investors focus on purchasing homes to be used as rental properties. Others engage in rehabbing distressed properties and flipping them for profit.
Investors who buy homes for a living must be well educated in all facets of real estate. Professional investors have an established team of experts including realtors, brokers, real estate lawyers, mortgage lenders and other investors
Real Estate Investing article on "Investors Who Buy Homes"
April 02, 2009
Sell House Fast
Today's real estate motto is "sell house fast". Problem is there are a bounty of houses on the market and only a handful of qualified buyers. There is no question the real estate market is in one of the worst slumps in recorded history. Foreclosure filings are occurring at record speed. Experts predict nearly 4 million Americans will file for bankruptcy protection this year. Nearly half of those filings will be an attempt to save homes from foreclosure.
Type in 'sell my house fast ' at any search engine and you'll discover thousands of websites offering house selling advice. The problem is a large percentage of these websites are operated by internet marketing entrepreneurs with no training in real estate
Real Estate Investing article on "Sell House Fast"
February 21, 2009
We Buy Houses
Today, "We Buy Houses" signs dot the horizons of communities across the nation. The majority of these signs belong to private real estate investors or investment groups looking for cheap houses and distressed properties.
At Simon Volkov, we buy houses that are average or above average. Why? Because there are few resources available for homeowners with houses priced $300,000 above median or who carry mortgage notes higher than $500,000. There are a significant number of people who bought overpriced houses using subprime loans. Today, these people are facing foreclosure because their mortgage payment went up and their property value went down
Real Estate Investing article on "We Buy Houses"
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