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32 Tag Results
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September 17, 2008
Retirement Planning
Ideally, retirement planning would begin at birth. In reality, a large percentage of Americans do not begin planning for retirement until they are in their mid 40s or 50s. Some never prepare for their golden years and are forced to live off a nominal fixed income provided by the government.
Retirement planning can be somewhat confusing, but there are numerous places to obtain solid information. Many employers offer retirement planning benefits to employees. This might include retirement education classes hosted by the company's benefit providers or individual counseling through the human resources department.
Real Estate Investing article on "Retirement Planning "
September 05, 2008
Debt Consolidation
Debt consolidation is financial strategy which can be used to reduce outstanding debts. As more people face financial hardships such as foreclosure and bankruptcy, they are turning to debt consolidation programs. The question is, do they really work?
Various types of debt consolidation exist including consolidation loans, home equity loans, home equity line of credit, debt settlement, credit counseling and bankruptcy. It is important to determine which type of consolidation plan is best suited for your situation and understand the risks involved.
Real Estate Investing article on "Debt Consolidation "
August 24, 2008
Ron Legrand Real Estate Investing
Ron Legrand has been investing in real estate for more than 25 years. Today, he teaches ordinary people how to become successful in real estate investing through live event trainings and home study courses.
Through his website, Ron Legrand offers his popular free CD, "How to Make a Fortune in a Slow Real Estate Market". In order to receive the CD, individuals are required to pay $4.77 in shipping and handling charges and subscribe to Legrand's free 'Millionaire Maker Newsletter'; an ezine devoted to real estate investing tips and techniques.
Real Estate Investing article on "Ron Legrand Real Estate Investing"
August 19, 2008
Real Estate Investing Secrets
Real estate investing secrets are a dime a dozen these days. Anyone with half a brain can slap up a website, sell real estate investing products and claim they are a real estate investment guru. In today's desperate real estate market, many unscrupulous people don't blink an eye when it comes to ripping off innocent victims.
In my opinion, the most important real estate investing secret is to obtain information from trusted sources. Just because someone ranks high in the search engines doesn't necessarily mean they are qualified to teach real estate investing techniques. Trusted real estate sources include professionals such as Bruce Norris, CREOnline.com, Trump University, REIClub.com and Realtor.com.
Real Estate Investing article on "Real Estate Investing Secrets"
August 12, 2008
Section 8
Section 8 is a housing program established by U.S. Housing and Urban Development. Through the issuance of housing choice vouchers, HUD offers rental assistance to low-income families, the disabled and elderly. In some instances, this can be as much as 70-percent of the monthly rent amount.
Also known as Public Housing, Section 8 provides opportunities to homeowners choosing to offer their housing through HUD's public assistance program. While there are strict rules and regulations, Section 8 landlords receive guaranteed income from the government when they rent to qualified tenants.
Real Estate Investing article on "Section 8 "
August 04, 2008
House Flipping
House flipping has become so popular that cable television stations air shows featuring this real estate technique. A&E features Flip This House, TLC features Flip That House, while Bravo's infamous Flipping Out, showcases high-dollar real estate costing thousands of dollars to renovate.
While these shows provide house flipping techniques, they mainly focus on the drama that occurs during the process. There is no doubt house flipping can be extremely stressful, but it can also be a rich and rewarding experience -- if you understand what is involved.
Real Estate Investing article on "House Flipping "
June 11, 2008
Bank Owned Homes
Bank owned homes are houses which have been returned to the bank due to foreclosure. Before real estate is returned to lending institutions there must first be an attempt to sell the property through a foreclosure auction.
Oftentimes, bank owned homes are worth less than the balance due on the mortgage note. This frequently stems from the fact that previous homeowners have creditor or tax liens attached to the property. In some instances, there may also be second or third mortgages financed against equity the borrower had accrued through their home.
Real Estate Investing article on "Bank Owned Homes"
May 25, 2008
Houses: Is Now a Good Time to Buy?
Houses have a long-standing record of being a smart investment. Even when the real estate market experiences swings, house values generally even out within a few years and nearly always create a profit for the owner.
In today's market, houses are taking a beating and prices are on a downhill spiral. Industry reports claim house values have dropped nearly 10 percent nationally. Add in the explosion of foreclosures and you can easily see how this bleak situation makes for a buyer's market.
Real Estate Investing article on "Houses: Is Now a Good Time to Buy?"
April 01, 2008
"Real Estate Investing" Is House Flipping the Way to Get Started?
Real estate investing is certainly not new, but today's real estate market is considerably different than it was just a decade ago. Although the real estate market is currently cool, investing has never been hotter.
Every day, people flock by the dozens to real estate investing seminars in hopes of achieving their financial dreams. They know there is money to be made in realestate and are willing to plunk down a few thousand bucks to obtain the knowledge.
Real Estate Investing article on ""Real Estate Investing" Is House Flipping the Way to Get Started?"
September 30, 2007
Short Sale Real Estate
Short sale real estate is property that has been sold for a lesser amount than the balance due on a mortgage loan. This type of real estate transaction occurs when a homeowner is no longer able to fulfill their mortgage obligation and defaults on their loan. In order to prevent foreclosure, the lender can elect to allow the homeowner to sale the home for less than is owed on the mortgage.
Typically, lenders only engage in short sales on real estate when the current market value is less than the loan on the property. Short sells are only available to homeowners who have no equity in their home and owe more than the real estate is worth.