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June 11, 2010

Loans

Loans allow people to buy things they need but don't have enough money saved away to purchase. Loans are often used when buying real estate and automobiles, as well as financing college education tuition or starting a business.

Unless loans are provided by family or friends, recipients of borrowed funds must apply for personal or business loans through banks or credit unions. Lending institutions require borrowers to provide evidence they are capable of repaying loans. If borrowers have poor credit their loan application might be denied or lenders may require a qualified co-signer.

Real Estate Investing article on "Loans"

May 10, 2010

Loan Deferment

Loan deferment might be a good choice for students facing temporary financial challenges. Most college loan payments can be deferred for a few months when students are enduring economic hardships, unemployment, military deployment or enrolled in school at least half-time.

Students must apply for loan deferment through the loan provider. College loans that qualify for deferred payments include: Parent PLUS, Graduate PLUS, Stafford, federal, and private student loans. Students that have entered into college loan consolidation may also qualify for loan deferment.

Real Estate Investing article on "Loan Deferment"

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