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2 result(s) displayed (1 - 2):

July 02, 2012

What is Mortgagor vs Mortgagee

Mortgagor vs. mortgagee is a term that anyone planning to buy a house with bank funds needs to learn about. When people obtain home loans they mortgage the property by entering into a legal contract with the bank.

Mortgage notes identify the mortgagor vs. mortgagee, along with details of the loan including interest rates, installment amounts, and payment dates. Mortgages are secured with promissory notes that include mortgagors' signatures to verify they understand the terms of the agreement and will pay back borrowed funds.

Mortgagee refers to the individual or lending institution providing funds needed to buy real estate. The property is used as collateral and the Mortgagee places a lien against it until the note is paid in full.

Real Estate Investing article on "What is Mortgagor vs Mortgagee "

May 10, 2010

Loan Deferment

Loan deferment might be a good choice for students facing temporary financial challenges. Most college loan payments can be deferred for a few months when students are enduring economic hardships, unemployment, military deployment or enrolled in school at least half-time.

Students must apply for loan deferment through the loan provider. College loans that qualify for deferred payments include: Parent PLUS, Graduate PLUS, Stafford, federal, and private student loans. Students that have entered into college loan consolidation may also qualify for loan deferment.

Real Estate Investing article on "Loan Deferment"