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March 14, 2008
The short sale hardship letter is by far the most important element to obtaining a short sale through your lender. The message you convey in this document can make or break your deal. Therefore, it's important to understand what you should and should not include in your hardship letter.
Short sales are quickly becoming an alternative solution for people facing foreclosure. In essence, a short sale is an arrangement between a homeowner and their lender, which allows the homeowner to sell the home for less than the amount owed on the mortgage note.