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6 Tag Results

6 result(s) displayed (1 - 6):

December 26, 2009

Property Tax

Real estate property tax is assessed by local governments such as cities, townships, counties, parishes and boroughs and is the primary source of income for communities. The majority of state property tax is used for education, while remaining funds are used for county and municipality expenses such as paying government employee salaries, road repairs and improvements to infrastructure.

Mortgage lenders calculate property tax by multiplying the tax rate times the property value. When borrowers buy houses, a property appraiser assesses the value of the real estate based on several factors. The appraised value can be higher or lower than the purchase amount. When buying a house, the goal is to purchase the property for less than the appraised value.

Real Estate Investing article on "Property Tax"

November 13, 2009

Deed in Lieu

Deed in lieu is an option presented to borrowers facing foreclosure. Deed in lieu agreements allow borrowers to return their house to the mortgage lender and walk away. Although homeowners' lose all vested monies and receive no sale proceeds they can avoid foreclosure and lessen credit damage.

Mortgage lenders are not required to offer deed in lieu agreements. However, banks benefit by this type of real estate transaction because it allows them to avoid the costly expense of foreclosure eviction.

Real Estate Investing article on "Deed in Lieu "

August 28, 2009

Home Mortgage

Obtaining a home mortgage loan today is considerably more difficult than a few years ago. Unfortunately, too many people were approved for mortgage loans that weren't financially qualified to repay the debt. The end result is the massive amount of foreclosures sitting abandoned all across the country.

Today, borrowers seeking a home mortgage through traditional lenders must have nearly perfect credit, along with a strong history of paying debts on time and a solid work history. While this can be frustrating for people with less than perfect credit, alternative options exist for buying a home.

Real Estate Investing article on "Home Mortgage"

March 25, 2009

Foreclosure Homes

Foreclosure homes are houses which borrowers still owe money on but can no longer afford to maintain their payments. Once borrowers become 31 days delinquent on their mortgage note lenders can initiate pre-foreclosure and force the borrower out of their home. Although the process takes several months to complete, foreclosure is a stressful event that will darken your credit history for up to a decade.

Once banks take possession of foreclosure homes they attempt to sell them through foreclosure auctions. More often than not, foreclosed homes require repairs and renovations. It is not uncommon for previous homeowners to trash the place when they are evicted.

Real Estate Investing article on "Foreclosure Homes"

August 19, 2008

Real Estate Investing Secrets

Real estate investing secrets are a dime a dozen these days. Anyone with half a brain can slap up a website, sell real estate investing products and claim they are a real estate investment guru. In today's desperate real estate market, many unscrupulous people don't blink an eye when it comes to ripping off innocent victims.

In my opinion, the most important real estate investing secret is to obtain information from trusted sources. Just because someone ranks high in the search engines doesn't necessarily mean they are qualified to teach real estate investing techniques. Trusted real estate sources include professionals such as Bruce Norris,, Trump University, and

Real Estate Investing article on "Real Estate Investing Secrets"

May 25, 2008

Houses: Is Now a Good Time to Buy?

Houses have a long-standing record of being a smart investment. Even when the real estate market experiences swings, house values generally even out within a few years and nearly always create a profit for the owner.

In today's market, houses are taking a beating and prices are on a downhill spiral. Industry reports claim house values have dropped nearly 10 percent nationally. Add in the explosion of foreclosures and you can easily see how this bleak situation makes for a buyer's market.

Real Estate Investing article on "Houses: Is Now a Good Time to Buy?"