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September 17, 2008
Ideally, retirement planning would begin at birth. In reality, a large percentage of Americans do not begin planning for retirement until they are in their mid 40s or 50s. Some never prepare for their golden years and are forced to live off a nominal fixed income provided by the government.
Retirement planning can be somewhat confusing, but there are numerous places to obtain solid information. Many employers offer retirement planning benefits to employees. This might include retirement education classes hosted by the company's benefit providers or individual counseling through the human resources department.