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10 result(s) displayed (1 - 10):

June 02, 2011

Short Sale Act of 2011

The Short Sale Act of 2011 is back on the agenda for review by the House Committee on Financial Services. Previously, submitted as H.R. 6133: Prompt Decision for Qualification of Short Sale Act of 2010 this bill was bypassed by Congress last year, but expected to pass legislation later this year.

If passed, the Short Sale Act of 2011 will require mortgage lenders to respond to borrowers request for short sale approval within 45 days of written request. If the banks fail to respond within the time period the application will be considered approved.

Real Estate Investing article on "Short Sale Act of 2011 "

February 15, 2010

How to Sell a Home on Your Own

Learning how to sell a home on your own can be both challenging and rewarding. Those who master the art can save a bundle in realtor commissions. Those who do not take time to learn the intricacies of selling real estate can end up embroiled in legal battles or lose thousands of dollars in profit.

Many venues exist for learning how to sell a home on your own. The Internet is the preferred choice for most. However, libraries are another excellent choice and many loan real estate courses on DVD. Several private investors and real estate gurus offer home selling courses and seminars. Before whipping out your credit card, engage in due diligence to ensure the information you are buying is from a credible source.

Real Estate Investing article on "How to Sell a Home on Your Own"

October 17, 2009

FSBO

FSBO stands for "For Sale by Owner". Homeowners engage in FSBO for many reasons. One of the most common is to avoid paying realtor commissions. The average realty commission is 6-percent of the sale price. By eliminating the fee, sellers can reduce the asking price of their property.

Closing fees are still associated with FSBO properties. These can include surveys, appraisals, inspections, homeowners insurance, property taxes, and bank fees. Sellers should review their mortgage note to determine if prepayment penalties are imposed.

Real Estate Investing article on "FSBO"

August 22, 2009

Real Estate Investor

Becoming a real estate investor requires knowledge, good instincts, the ability to network with like-minded people, patience, persistence and money, or the ability to obtain funding from others. Investors must have a solid understanding of the market, various types of investment properties, and the ability to address issues that arise.

Anyone can become a real estate investor, but in order to succeed in this mega-competitive field, investors must be willing to put in time to learn the trade. In today's economy there are more investment property opportunities than ever before, but there are also additional risks.

Real Estate Investing article on "Real Estate Investor"

July 15, 2009

Investors

Investors refer to an individual or group of people who invest money into specific projects. All types of investment opportunities exist. People invest in stocks, bonds, small businesses, corporations, and real estate. Each type of investment comes with its own set of pros and cons. Some can be quite profitable while others take a large chunk out of your savings account.

Investors need to become educated about the market, product, business or individuals they are investing in. It would be rather foolish to invest your life savings into a project or person you know nothing about. Although you might possess beginner's luck and strike it rich your first time out, investing is a game that requires research, planning and a watchful eye over where your investment money is being spent.

Real Estate Investing article on "Investors"

June 09, 2009

California Real Estate Investing

California real estate investing used to be reserved for the rich and famous. Today, the Golden State investing game has become a level playing field. From newbie investors to seasoned professionals, California offers real estate deals for everyone.

California real estate investing could very well become the next gold rush. With thousands of foreclosure homes on the market, housing prices have dropped as much as 30-percent in some areas.

Real Estate Investing article on "California Real Estate Investing"

June 05, 2009

Short Sale Real Estate Investor

Short sale real estate is property that has been sold for a lesser amount than the balance due on a mortgage note. This type of real estate transaction occurs when a homeowner is no longer able to fulfill their mortgage obligation and defaults on their loan. In order to stop foreclosure, the lender can elect to allow the homeowner to sell the home for less than is owed on the loan.

Typically, lenders only engage in short sale real estate when the current market value is less than the loan on the property. Short sales are only available to homeowners who have no equity in their home and owe more than the property is worth.

Real Estate Investing article on "Short Sale Real Estate Investor"

May 26, 2009

Real Esates

'Real esates' is a common misspelling for 'real estate'. Both spellings refer to real property or raw land used for housing, commercial buildings, farming or ranching. In reality, Earth is one gigantic ball of real estate opportunities!

Today, people are leery of investing in real esates. It's no wonder. With housing prices dropping at unprecedented rates, sellers are reluctant to sell their properties because most of them would take a financial loss.

Real Estate Investing article on "Real Esates"

May 22, 2009

One Rate Real Estate

One rate real estate is an excellent option for individuals who desire a fixed rate of return on investments. The process is relatively simple; however it is imperative to work with a reputable real estate investor who possesses a solid track record in flipping houses.

There are four steps to one rate real estate investing. The first step involves locating a private investor. This can be accomplished by asking friends, relatives, neighbors or co-workers for a referral or by conducting research via the Internet.

Real Estate Investing article on "One Rate Real Estate"

May 12, 2009

Bank Owned Property

Bank owned property refers to foreclosure real estate that has been returned to the lender. When homes fall into foreclosure they are placed for sale through public auctions. If no one bids on the property it is given back to the bank. At this stage, the property is referred to as real estate owned, or REO, property.

Bank owned property can consist of houses, condos, manufactured homes, mobile homes, commercial properties or raw land. REO properties are sold through each lender's loss mitigation department. Many lenders present bank owned real estate via their company website. Others retain the services of a realtor who specializes in distressed properties.

Real Estate Investing article on "Bank Owned Property"