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April 26, 2010

Student Loan Consolidation

One of the primary benefits of student loan consolidation is reduced monthly payments. Loan consolidation can be a smart choice for graduates with multiple loans, but careful consideration should be given. In some cases, interest can be higher than what students are paying on federal loans.

Another perk of student loan consolidation is borrowers only have one payment. This is particularly helpful for medical and law students who have several student loans. It can be difficult to manage four or more loan payments each month. Not only must graduates budget finances to accommodate different loan payments, they must also keep track of payment dates. Missing student loan payments can result in late fees and reflect poorly on credit reports

Real Estate Investing article on "Student Loan Consolidation"