Investors

view current
Real Estate Investments instantly.


Get an email or an
RSS Feed sent to you automatically.


Email Subscription


Delivered by FeedBurner

RSS Subscription

  • What's RSS?
  • How do I subscribe?

Sign up for RSS   Sign up!


 

5 Tag Results

5 result(s) displayed (1 - 5):

May 13, 2010

Home Equity

Homeowners who obtain a home equity loan or line of credit use the accrued equity as collateral to secure the loan. When the housing crisis occurred, millions of homeowners lost a substantial amount of home equity because of the dramatic reduction in real estate prices.

To determine the amount of available home equity, lenders calculate the outstanding balance owed on first and second mortgages and subtract it from the appraised property value. The difference between the two amounts will determine how much money borrowers qualify for when obtaining a home equity loan.

Real Estate Investing article on "Home Equity"

May 08, 2010

Loan Deferment

Loan deferment refers to being allowed to skip a loan payment without affecting your credit rating. Most types of loans can be deferred with lender approval including car loans, home mortgage loans and student loans. Each type of loan carries a different deferment process and each lender has their own set of loan deferment policies and procedures.

Loan deferment payments are generally rolled to the end of the loan, which in turn extends payment terms. The first step to obtaining a loan deferment involves contacting the lender. Most lenders require borrowers to submit a financial hardship letter detailing events which have caused them to be unable to adhere to their payment schedule.

Real Estate Investing article on "Loan Deferment"

April 26, 2010

Student Loan Consolidation

One of the primary benefits of student loan consolidation is reduced monthly payments. Loan consolidation can be a smart choice for graduates with multiple loans, but careful consideration should be given. In some cases, interest can be higher than what students are paying on federal loans.

Another perk of student loan consolidation is borrowers only have one payment. This is particularly helpful for medical and law students who have several student loans. It can be difficult to manage four or more loan payments each month. Not only must graduates budget finances to accommodate different loan payments, they must also keep track of payment dates. Missing student loan payments can result in late fees and reflect poorly on credit reports

Real Estate Investing article on "Student Loan Consolidation"

April 12, 2010

College Loan Consolidation

College loan consolidation requires debtors to apply for a loan which pays off multiple student loans. Students who have private and federal education loans can sometimes benefit from consolidating multiple loans into one account. Loan consolidation not only eliminates the need to keep track of multiple payment dates, but can also reduce the amount of interest along with lowering monthly payments.

Before entering into college loan consolidation it is important to comparison shop. Debtors should strive to obtain the lowest possible interest rate. If students do not have a high FICO score or have poor credit, they may want to consider obtaining a co-signer. Otherwise, the interest charged against consolidated student loans can be substantially higher.

Real Estate Investing article on "College Loan Consolidation"

April 07, 2010

College Loan Consolidation

Entering into college loan consolidation offers monetary benefits and financial relief to graduating students by reducing student loan payments. In order to build or maintain good credit scores, graduating students must be financially prepared to make monthly college loan payments on time and in full. Otherwise, credit scores can quickly plummet; making it difficult for students to buy a house, or obtain car loans, credit cards and other living essentials after college.

Two types of college loan consolidation options exist. The first involves refinancing federal student loans into one monthly payment. Students in need of financial relief can combine all federal loans which were used for education including Perkins, Parent PLUS, Federal Direct and Federal FFELP loans.

Real Estate Investing article on "College Loan Consolidation"