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3 result(s) displayed (1 - 3):

January 14, 2011

IOU Note

An IOU note is commonly used to record the promise to pay a debt. This document can be used amongst family and friends and when borrowing money from a bank or credit union. When banks issue IOU notes, the document is referred to as a promissory note.

The IOU note records pertinent information about the loan. It should include the names and contract information for the borrower and lender, total amount of funds borrowed, installment amounts and dates, interest rate, and maturity date. Financial institutions usually include a default clause which states what action will be taken if borrowers default on the loan agreement

Real Estate Investing article on "IOU Note "

September 05, 2007

Business Notes can be Sold for Hard Cash.

Business notes are legally binding financial agreements used between two or more parties to document the sale of a business. There is no real estate involved in these types of transactions; therefore, the actual business and business assets are used as collateral to secure the loan.

Business notes are created when a business owner provides financing to the buyer. Owner financing is particularly helpful for small business owners because it is oftentimes difficult to obtain a small business loan from conventional lending institutions.

Real Estate Investing article on "Business Notes can be Sold for Hard Cash."

July 05, 2007

Business Notes

Business notes are created when the business owner provides owner-financing to the buyer. Typically, owners who sell a small business must offer this type of financing because it's difficult to obtain a loan from traditional lending institutions.

Business notes can be sold to note buyers such as Simon Volkov. The process of selling a business note is relatively simple. The biggest hurdle most people face is getting their paperwork in order. If you have been procrastinating, now is the time to get it together.

Real Estate Investing article on "Business Notes"