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January 22, 2011

Structured Settlement Brokers

Structured settlement brokers facilitate negotiations for the development of annuity payments to individuals who have been injured. Structured settlements are often used to payout large financial awards over an extended period of time. In addition to injury compensation, structured settlements are also used to payout lottery jackpot winnings.

Structured settlement brokers advise lawyers about the various annuity plans available to clients and assist in the sale of future annuity payments. Brokers provide required information for settlement offers; answer questions regarding offers; and assist in negotiating the best deal for attorney's clients.

Real Estate Investing article on "Structured Settlement Brokers "

December 04, 2009

Annuities

Annuities are financial contracts made with an insurance company. Policy holders agree to contribute either a lump sum payment or series of payments in exchange for periodic payments to be returned immediately or at a later date. In essence, annuities are similar to a savings account. Funds are contributed, interest in accrued and annuity payouts are distributed according to terms outlined when the account is established.

One benefit of establishing annuities is they allow Annuitants to obtain tax-deferred growth of earnings. Most annuity agreements allow Annuitants to establish beneficiaries to receive future payments if the Annuitant dies before the policy expires. Annuities can also be established to pay only the Annuitant or divide funds amongst dependents.

Real Estate Investing article on "Annuities"

November 27, 2009

Purchase Structured Settlements

In order to purchase structured settlements in the U.S., investors and annuity brokers are required to adhere to state and federal regulations. Structured settlements are established to provide long-term income to individuals who have been injured due to the neglect of another. Injury settlements are often arranged for victims of automobile accidents, medical malpractice or workman's compensation injuries.

Approximately 75-percent of U.S. states prohibit the purchase of structured settlements. States allowing the sale of annuity payments require Annuitants to obtain court authorization. Since annuities are primarily used to provide funds for ongoing healthcare expenses or replace income lost for injuries resulting in disability, courts are reluctant to allow Annuitants to sell forthcoming payments.

Real Estate Investing article on "Purchase Structured Settlements"