November 27, 2009

Purchase Structured Settlements

In order to purchase structured settlements in the U.S., investors and annuity brokers are required to adhere to state and federal regulations. Structured settlements are established to provide long-term income to individuals who have been injured due to the neglect of another. Injury settlements are often arranged for victims of automobile accidents, medical malpractice or workman's compensation injuries.

Approximately 75-percent of U.S. states prohibit the purchase of structured settlements. States allowing the sale of annuity payments require Annuitants to obtain court authorization. Since annuities are primarily used to provide funds for ongoing healthcare expenses or replace income lost for injuries resulting in disability, courts are reluctant to allow Annuitants to sell forthcoming payments.

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March 28, 2008

"Types of Structured Settlements"

Structured settlements have been utilized in the United States as an alternative to lump sum cash payments for more than 30 years. Essentially, structured settlements are a financial arrangement used to compensate individuals who have been injured due to the negligence of another person or organization.

Oftentimes, structured settlements are used when an individual is awarded a large sum of money. Instead of paying one large payment, smaller payments are made over a period of time. These payments may be issued monthly, quarterly, semi-annually or annually.

Real Estate Investing article on ""Types of Structured Settlements""

September 20, 2007

Cash for Structured Settlement

Obtaining cash for structured settlement payments is a rather complex process. Before making the decision to cash in your structured settlement, it's important to understand how the process works.

You can receive cash for structured settlement payments by selling your note payable to an annuity broker or financial institution. There are numerous companies who offer lump sum cash payments in exchange for annuity payments. However, it is important to scrutinize the individual or company offering the deal.

Real Estate Investing article on "Cash for Structured Settlement"

September 16, 2007

Sell Structured Settlement

Did you know you can sell structured settlement payments for a lump sum cash payment? There are many financial companies and private investors who offer lump sum cash payments in exchange for future annuity payments. However, it is important to understand the process and scrutinize the individual or company offering the deal.

When you sell structured settlement payments to an investor or financial institution you will be required to assign your rights to future payments over to the buyer. When you assign the rights, the insurance company will send payments to the individual or organization you sell your structured settlement to. You can sell all or a portion of future structured settlement payments.

Real Estate Investing article on "Sell Structured Settlement"

September 13, 2007

Structured Settlement Company

A structured settlement company is an organization which assists individuals who have been seriously injured. They work with both claimants and defendants to negotiate compensation plans for the injured party.

Most structured settlement companies employ consultants who have specialized backgrounds. Staff members consist of individuals well-versed in Worker's Compensation, medical malpractice, law, finance, casualty claims and commercial liability.

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September 04, 2007

How Structured Settlements Work!

A structured settlement is essentially a financial agreement between an insurance company and an individual. Typically, they are used when a person has been injured in an accident, at their workplace, or through medical negligence.

Instead of a lump sum payment, structured settlements provide periodic payments for a fixed amount of time. These payments might consist of equal installments, installments of varying amounts, or an upfront lump sum payment with periodic payments to follow. Structured settlement payments might be paid for a short duration or continue for the remainder of the claimant's life.

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