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Structured Settlements

July 30, 2013

What is a Structured Settlement

Simon Volkov

A common question asked by parents of injured children is "What is a structured settlement for minors and how will it help my child?" In the simplest terms, it is a financial tool for safeguarding monetary awards acquired through a lawsuit.

The best approach for fully understanding what is a structured settlement is to consult with a lawyer. This is especially important when children have sustained injuries due to an automobile accident or negligence of another person.

Since there are so many variables involved with personal injury cases, it is imperative to get help from legal professionals. With that being said, it is helpful to have a basic understanding of structured settlement annuities and compensation plans.

Real Estate Investing article on "What is a Structured Settlement - Simon Volkov"

December 07, 2011

National Lottery

Simon Volkov

Winning the national lottery is a fantasy for most people. Americans spend billions of dollars in hopes of matching lucky numbers or revealing winnings on scratch off tickets. They dream of all the things they will buy and investments they will make.

Americans often refer to the national lottery when speaking of games like Mega Millions and Powerball. Lottery winnings are amassed from people purchasing lottery tickets across the nation. Individual states also have their own lottery system with region-specific games.

With national games, lottery winnings can amount to several hundred million. The highest lottery jackpot recorded occurred in January 2011 and amounted to a whopping $380 million paid out through Mega Millions. The highest Powerball winning to be recorded amounted to $340 million.

Real Estate Investing article on "National Lottery "

November 29, 2011

Lottery Taxes

Simon Volkov

Lottery taxes are the downside of winning large sums of money or valuable prizes in state and national games. One thing is certain. If you don't pay the IRS the tax man will be knocking on your door. Just ask Richard Hatch, winner of the reality show Survivor.

If you don't pay lottery taxes when they're due, you'll end up owing the IRS even more. They can assess late fees, penalties, and interest that continuously accrues until it reaches maximum level.

The first thing jackpot lottery winners should do is talk to a financial planner or tax accountant. They could also arrange a meeting with the IRS. The point is to get professional help and eliminate the risk of making costly mistakes.

Real Estate Investing article on "Lottery Taxes "

January 22, 2011

Structured Settlement Brokers

Simon Volkov

Structured settlement brokers facilitate negotiations for the development of annuity payments to individuals who have been injured. Structured settlements are often used to payout large financial awards over an extended period of time. In addition to injury compensation, structured settlements are also used to payout lottery jackpot winnings.

Structured settlement brokers advise lawyers about the various annuity plans available to clients and assist in the sale of future annuity payments. Brokers provide required information for settlement offers; answer questions regarding offers; and assist in negotiating the best deal for attorney's clients.

Real Estate Investing article on "Structured Settlement Brokers "

November 27, 2009

Purchase Structured Settlements

Simon Volkov

In order to purchase structured settlements in the U.S., investors and annuity brokers are required to adhere to state and federal regulations. Structured settlements are established to provide long-term income to individuals who have been injured due to the neglect of another. Injury settlements are often arranged for victims of automobile accidents, medical malpractice or workman's compensation injuries.

Approximately 75-percent of U.S. states prohibit the purchase of structured settlements. States allowing the sale of annuity payments require Annuitants to obtain court authorization. Since annuities are primarily used to provide funds for ongoing healthcare expenses or replace income lost for injuries resulting in disability, courts are reluctant to allow Annuitants to sell forthcoming payments.

Real Estate Investing article on "Purchase Structured Settlements"

March 28, 2008

"Types of Structured Settlements"

Simon Volkov

Structured settlements have been utilized in the United States as an alternative to lump sum cash payments for more than 30 years. Essentially, structured settlements are a financial arrangement used to compensate individuals who have been injured due to the negligence of another person or organization.

Oftentimes, structured settlements are used when an individual is awarded a large sum of money. Instead of paying one large payment, smaller payments are made over a period of time. These payments may be issued monthly, quarterly, semi-annually or annually.

Real Estate Investing article on ""Types of Structured Settlements""

September 20, 2007

Cash for Structured Settlement

Simon Volkov

Obtaining cash for structured settlement payments is a rather complex process. Before making the decision to cash in your structured settlement, it's important to understand how the process works.

You can receive cash for structured settlement payments by selling your note payable to an annuity broker or financial institution. There are numerous companies who offer lump sum cash payments in exchange for annuity payments. However, it is important to scrutinize the individual or company offering the deal.

Real Estate Investing article on "Cash for Structured Settlement"

September 16, 2007

Sell Structured Settlement

Simon Volkov

Did you know you can sell structured settlement payments for a lump sum cash payment? There are many financial companies and private investors who offer lump sum cash payments in exchange for future annuity payments. However, it is important to understand the process and scrutinize the individual or company offering the deal.

When you sell structured settlement payments to an investor or financial institution you will be required to assign your rights to future payments over to the buyer. When you assign the rights, the insurance company will send payments to the individual or organization you sell your structured settlement to. You can sell all or a portion of future structured settlement payments.

Real Estate Investing article on "Sell Structured Settlement"

September 13, 2007

Structured Settlement Company

Simon Volkov

A structured settlement company is an organization which assists individuals who have been seriously injured. They work with both claimants and defendants to negotiate compensation plans for the injured party.

Most structured settlement companies employ consultants who have specialized backgrounds. Staff members consist of individuals well-versed in Worker's Compensation, medical malpractice, law, finance, casualty claims and commercial liability.

Real Estate Investing article on "Structured Settlement Company"

September 04, 2007

How Structured Settlements Work!

Simon Volkov

A structured settlement is essentially a financial agreement between an insurance company and an individual. Typically, they are used when a person has been injured in an accident, at their workplace, or through medical negligence.

Instead of a lump sum payment, structured settlements provide periodic payments for a fixed amount of time. These payments might consist of equal installments, installments of varying amounts, or an upfront lump sum payment with periodic payments to follow. Structured settlement payments might be paid for a short duration or continue for the remainder of the claimant's life.

Real Estate Investing article on "How Structured Settlements Work!"