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March 2011 Monthly Archive

March 25, 2011

Trustee

Simon Volkov

Trustee references a person or entity in charge of managing assets protected through a trust. Trustees act as fiduciary for beneficiaries and are responsible for making solid financial decisions for their greater good.

Trustee also references the person in charge of managing personal and corporate bankruptcies. Bankruptcy trustees are appointed through the Department of Justice and responsible for managing court ordered sale of assets under Chapter 7 and distributing payments to creditors under Chapter 13.

Real Estate Investing article on "Trustee"

March 17, 2011

House Foreclosure

Simon Volkov

If you're facing house foreclosure chances are you are uncertain of what to do. No one wants to lose their home, but sometimes there are no options left besides throwing in the towel. Believe it or not, even if you cannot save your home you can overcome this hurdle.

Let's face it. House foreclosure is scary. Not only do you lose a valuable asset, foreclosure has a tendency to strip away confidence and often leaves people feeling like a failure. As one who frequently talks to people facing tough decisions, I almost always recommend sitting down with a calculator and figuring out if saving your home is worth the effort.

Real Estate Investing article on "House Foreclosure "

March 09, 2011 | Comments: 1

Short Sale Eligibility

Simon Volkov

To fully explain short sale eligibility would almost require a book. The only established criterion is Home Affordable Foreclosure Alternative (HAFA) short sale program offered through U.S. government. All other programs requirements vary by lender.

HAFA short sale eligibility encompasses multiple factors. However, meeting each of the factors does not guarantee acceptance into the program. Instead, final decisions rest with the mortgage service provider.

Basic requirements for obtaining short sale approval under the HAFA program include:

1. Living in the home within the previous 12 months.
2. No real estate purchases made within previous 12 months.
3. Principal balance of first mortgage does not exceed $729,750.
4. First mortgage taken out prior to January 1, 2009.
5. Ability to provide documented financial hardship.
6. Property owner never convicted of certain types of felony crimes within the last 10 years.

Real Estate Investing article on "Short Sale Eligibility "

March 04, 2011

Florida Real Estate Investing

Simon Volkov

If thinking about Florida real estate investing, now might be the time to give serious consideration to buying houses in the Sunshine State. Investors can find a bounty of oceanfront and beachside properties, along with inland residential homes.

Some of the best Florida real estate investing opportunities is single family dwellings and condos that can be used as vacation or long-term rentals. Florida is one of the most popular tourist destinations in the world. With over 1200 miles of sandy beaches and 11,000 miles of rivers, streams, and waterways there is plenty of waterfront property available.

Real Estate Investing article on "Florida Real Estate Investing "